Warning to those in Calgary visiting LFS in SE

[sphelps]

The quarter panel is damaged as well. So new taillight, new bumper, quarter panel repair and bunch of paint and blending = $3500. It's actually significantly cheaper than I expected.

Insurance is Meloche Monnex through TD insurance. We have a nice package that provided you supply police report stating hit and run you get your deductible waived and your premiums don't take a hit (most companies won't do this and unless you provide them with another insurance company to bill it'll count like a regular claim). It also includes a rental car best of all they had my claim finalized and approved at a nice reputable shop within hours. They also charge us less than any other company we inquired with due to discounts for APEGA members

[Ross]

Originally Posted by sphelps

Insurance is Meloche Monnex through TD insurance. We have a nice package that provided you supply police report stating hit and run you get your deductible waived and your premiums don't take a hit (most companies won't do this and unless you provide them with another insurance company to bill it'll count like a regular claim). It also includes a rental car best of all they had my claim finalized and approved at a nice reputable shop within hours. They also charge us less than any other company we inquired with due to discounts for APEGA members

I'm also with Meloche Monnex.

I assume that you have multiple policies with them. If so, are they going to take away your multipolicy 10% discount for three years or is this also waved for a hit and run?

[sphelps]

Originally Posted by Ross

I'm also with Meloche Monnex.

I assume that you have multiple policies with them. If so, are they going to take away your multipolicy 10% discount for three years or is this also waved for a hit and run?

Home and auto, no discounts will be affected.

[Seriak]

Wow, and that is where I always park. I will have to change that. Thanks for the advice. I guess that is what happens when you visit the ghetto. They probably didn't even have insurance.

[Enigma]

Bummer

Were there no friendly passers-by who took note of the offender's vehicle and plate information?

While I sometimes loathe how big my truck is, at least when I'm parked at the far end of the lot these things don't seem to happen.

[MarkoD]

I've heard that hit and runs and vandalism gets paid out of a city fund.

At least that's what state farm. Never had problems claiming a hit and run

[reefgirl189]

Oh man I feel your pain. No, really, I do. Someone smashed into the front of my benz 5 days ago while I was grabbing lunch. About $2150.00 worth of damage but no point going through insurance as my deductible is $2500.00. This will be my 13th hit and run now. Only 2nd one for this vehicle. No one has ever left me a note or cared to stick around.

What's wrong with people these days? That 'ding' you have there looks really bad. The person resposible couldn't have been going an acceptable parking lot speed to have done that much damage.

[sphelps]

Originally Posted by MarkoD

I've heard that hit and runs and vandalism gets paid out of a city fund.

At least that's what state farm. Never had problems claiming a hit and run

Vandalism is covered under comprehensive so depends on your policy but typically it carries a lower deductible and won't effect premiums. However anything involving another vehicle doesn't fall under vandalism and unless you have a specific policy (uninsured/underinsured) to cover hit and runs a certain way you aren't covered and claiming them is no different than claiming an incident where you're at fault. I've never heard of the city covering such things, why would they cover private property at all?