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#1
12-21-2011, 04:29 AM
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haha me too, I dumped 5 gallons of water on the floor in the summer.. all the towels couldnt clean it up! thankfully, nothing got damaged
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I'm not 'fallow' you must be talking about my tank! 
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#2
12-21-2011, 04:56 AM
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Losing the water is a hassle but having the ability to make up a lot of H2O in a hurry is also insurance in itself. I had approx 120 gallons empty onto the floor one time which is another reason why I like having a 300 gal per day RO unit. I had the water I needed to top up the tank in a matter of a few hours. I also recommend maintaining a large reservoir of fresh RO water.
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 Greg
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#3
12-21-2011, 06:07 AM
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Quote:
I do not have insurance on my tank or in home for my tank... However my tanks are in a room with concrete floor and the equipment that would be lost if something blew is minimal. Typical deductible would not cover it... and a drain floor drain is not too far, so minimal house damage would be incurred.
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No more tanks  - Laying off the ReefCrack for awhile!Cheers, Chris
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#5
12-21-2011, 06:46 AM
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insurance
my tanks are in the basement,which has a 3" subfloor.usualy have 170 gal of mixed water on hand and 10-20 gal of r/o water.my tanks sit on a marble floor ,so it is easy to clean up,and since i have dealt with fire and flood restorations in some of my jobs,i'm faster,cheaper,and do a better job on any damage caused by any accident
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#6
12-21-2011, 06:58 AM
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Yeah, it's a good thing to have everything covered! Just incase! I talked with my broker and I have everything covered up to $100,000, that includes flood damage, theft and whatever elce... Except they do not cover missile attacks.. Or a melisha attack.. But if my tank breaks and takes out everything... They will replace it.. Except large livestock.. No one I have talked to will... But I hear there is a way! You can insure anything!!! For..600 a year.. It's well worth it! And ever better, if someone comes and robs your house.. They will cover that.. So there is wayyy more then one reason to get ur stuff insured!.. Funny thing is that I asked her if my in sump skimmer would be covered if it got flooded and she said yeah.. I had to laugh abit..
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#7
12-21-2011, 04:05 PM
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I just spoke with my broker and everything is covered if my tank lets go, including equipment, don't need special coverage. The tank is not covered, just any water damage caused as a result of tank failure, this is all covered under my homeowners policy - I have full replacement value type coverage. I keep all my receipts in the stand, think I may move them...do you all have additional coverage or just what is carried in your homeowners policy? My broker used to have tanks years and years ago, so he understands the concern, but he confirmed that I had nothing to worry about.
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#9
12-21-2011, 05:03 AM
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When I purchase my insurance I always update my broker of my tank and equipments. My broker told me that livestocks are not covered however Water damage, the tank and equipments are. I was told to make a list and to include photos and if possible, manuals and receipts. It helps when my broker used to have a tank himself.
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