Insurance on your investment

[Aquattro]

Originally Posted by Coralgurl

considering I flooded my kitchen last week filling water bottles and forgot about them..

that's a rite of passage in this hobby

[Coralgurl]

How many rites does one get??? I think I'm wearing out forgiveness with this hobby...lol, good way to get new stuff I guess.

[Nano]

haha me too, I dumped 5 gallons of water on the floor in the summer.. all the towels couldnt clean it up! thankfully, nothing got damaged

[Snappy]

Losing the water is a hassle but having the ability to make up a lot of H2O in a hurry is also insurance in itself. I had approx 120 gallons empty onto the floor one time which is another reason why I like having a 300 gal per day RO unit. I had the water I needed to top up the tank in a matter of a few hours. I also recommend maintaining a large reservoir of fresh RO water.

[Funky_Fish14]

Originally Posted by Snappy

.... having the ability to make up a lot of H2O in a hurry is also insurance in itself...... I also recommend maintaining a large reservoir of fresh RO water.

I agree with this. I have space to store 100 gals... Have a 200gpd R/O unit.

I do not have insurance on my tank or in home for my tank... However my tanks are in a room with concrete floor and the equipment that would be lost if something blew is minimal. Typical deductible would not cover it... and a drain floor drain is not too far, so minimal house damage would be incurred.

[lastlight]

what's a floor drain?

[monocus]

my tanks are in the basement,which has a 3" subfloor.usualy have 170 gal of mixed water on hand and 10-20 gal of r/o water.my tanks sit on a marble floor ,so it is easy to clean up,and since i have dealt with fire and flood restorations in some of my jobs,i'm faster,cheaper,and do a better job on any damage caused by any accident

[Aquattro]

Originally Posted by lastlight

what's a floor drain?

In my house we call it carpet...

[Rice Reef]

When I purchase my insurance I always update my broker of my tank and equipments. My broker told me that livestocks are not covered however Water damage, the tank and equipments are. I was told to make a list and to include photos and if possible, manuals and receipts. It helps when my broker used to have a tank himself.

[ReefOcean]

Originally Posted by Aquattro

that's a rite of passage in this hobby

Yep, I went 6 years with no floods or spills. Then a couple months ago..sump flooded.