Kamloops questions

Originally Posted by Doug

Some questions from the missis.

----do you get a property tax rebate like we do in Manitoba, {$700 school tax rebate}?

----is that correct that you pay health care premiums?

correct me if I am wrong, Manitoba does have health care premiums too they are just hidden in your tax return I can not remember where. That way everyone that files a tax return pays, Alberta use to do this also a long time ago. I think it is a better way to do it but on the good side I seem to get back way more money out here than I did in Manitoba on my tax return.

Remember to keep every recite including when you come out and look for a place to buy as they are all deducible. I had so many recites I carried about half of the amount over to the second year I lived here. If you do the simple deduction you get back way less. It is KM times a set amount of cents per KM it never works out to be anywhere close to the same amount.

Bill

Just a note on the cell I would go with Telus or Bell as Bell piggybacks Telus and pay them for the service and the same in the east Telus piggybacks Bell and pays them. Telus does own a couple small companies. They own mike's and some one said they own Koodo also not sure about that. There is another one can't think of it right now.

Bill

[Doug]

Originally Posted by StirCrazy

Hmm, I just looked it up, 57/month is the full rate. if you make under 30K/year there are discounts, we pay 32/month for the whole family but that is through the wifes work. I would pay about 24 bucks a month based on my pension. heres a chart showing the discounts
http://www.health.gov.bc.ca/msp/info...html#temporary

the problem is most good jobs got plans so we don't know what it realy costs, and normaly if you don't have a good job it is close to free

Thanks for the info and link Steve. Perhaps its included in my benefits from my company I,m retired from? Have to check that. I would be over the amount for sure.

rodgers works, but telus as much as I hate to say has the best coverage in BC and AB. I am with telus myself but only till shaw starts with cell phones I did have rodgers and was rather disapointed with the coverage in BC.

if you still thinking about the outlying area's forget about the cell.. lots of the small towns don't have coverage once your off the main hiway and even on it in some places. they are slowly getting all the holes filled but still a ways off.. for instance when I go to work I leave here and go to boston bar.. that whole area in the fraser canyon is very pourly serviced for cell. cell is comming there but there still in the planning phase so I can see it being a year or two at least then, and then you will need a phone that works witht he system as Telus isn't going back wards to older cell formats, so if the phone is to old it probably won't work, but you should be eligible for a free phone. I would just leave it till you move here. let your rodgers go month to month and when you get established go to telus get a free top of the line phone for being a new customer. then you don't have to pay again to change the number, ect...


Steve

Interesting. The kids packaged their home phone, internet and tv with Telus but not cell,s yet. Telus must have a total inclusive package then, if thats the case. Perhaps I will check their website.
I can wait, the Iphone5 is coming soon anyways.

[Doug]

Originally Posted by bvlester

correct me if I am wrong, Manitoba does have health care premiums too they are just hidden in your tax return I can not remember where. That way everyone that files a tax return pays, Alberta use to do this also a long time ago. I think it is a better way to do it but on the good side I seem to get back way more money out here than I did in Manitoba on my tax return.

Remember to keep every recite including when you come out and look for a place to buy as they are all deducible. I had so many recites I carried about half of the amount over to the second year I lived here. If you do the simple deduction you get back way less. It is KM times a set amount of cents per KM it never works out to be anywhere close to the same amount.

I,m going to check out Telus. Guess nobody likes Rodgers out there?

Thanks

Bill

It could be inclusive in our taxes Bill. Darned if I know. Everything here is hidden in someway. LOL. I would guess elsewhere also.

Those moving expense claims are only if your working after the move, are they not? That may be the case, depending on what we do. I did claim it here when I moved from Clear Lake into Brandon, {I was working}, but not from Thompson to Clear Lake as I was retiring.

[StirCrazy]

Originally Posted by Doug

Those moving expense claims are only if your working after the move, are they not? That may be the case, depending on what we do. I did claim it here when I moved from Clear Lake into Brandon, {I was working}, but not from Thompson to Clear Lake as I was retiring.

get a part time job long enought to claim stuff then quit

Steve

Originally Posted by Doug

It could be inclusive in our taxes Bill. Darned if I know. Everything here is hidden in someway. LOL. I would guess elsewhere also.

Those moving expense claims are only if your working after the move, are they not? That may be the case, depending on what we do. I did claim it here when I moved from Clear Lake into Brandon, {I was working}, but not from Thompson to Clear Lake as I was retiring.

You do not have to be moving to a job as long as you find a job within 90 days I believe.

We moved here in Aug with no job to go to and I found one in Oct I was able to claim everything.

Bill

[Doug]

Originally Posted by bvlester

correct me if I am wrong, Manitoba does have health care premiums too they are just hidden in your tax return I can not remember where. That way everyone that files a tax return pays, Alberta use to do this also a long time ago. I think it is a better way to do it but on the good side I seem to get back way more money out here than I did in Manitoba on my tax return.
Bill

Bill are you saying here that you pay less provincial income tax than Manitoba. At $120/month for the two of us we would need to then save close to $1400/year on income tax to break even.

[Doug]

We also have an auto insurance discussion going. You still do have government auto insurance. Is it full insurance or do you need to supplement it with private?

[StirCrazy]

Originally Posted by Doug

We also have an auto insurance discussion going. You still do have government auto insurance. Is it full insurance or do you need to supplement it with private?

either or. you can go ICBC for everything but collision through ICBC is generaly more expensive than privat if you have a good driving record.

I don't know what insurance is like in manatoba, but I pay about 600 for basic, and comprehensive on my diesel truck. only thing I don't have is collision but my trucks paid off.

for the BC medical I would call the BC goverment that deals with that, if your retired I can't see them charging you that.. I don't know anyone personaly that pays over 36 bucks per month, but I don't know many millionairs either

ok I just did some looking and full rate is 60 bucks per month, family of 2 is 109/month and 3 or more is 120/month. that is based on a parson making over 30,000/year, i don't know if they could pensions as income for this purpose, so you would have to make some inquires.

Steve

Originally Posted by Doug

Bill are you saying here that you pay less provincial income tax than Manitoba. At $120/month for the two of us we would need to then save close to $1400/year on income tax to break even.

sorry it's been a while since I have been on here. What I am saying is you do pay health care in Manitoba it gets claimed on the income tax return out there. Here we pay for it but it is graduated. I believe if you are under 29,000 family income its free and about there is a fee depending on you income. You may have to pay 120 per month it all depends on your income.