Kamloops questions

[Doug]

Originally Posted by bvlester

correct me if I am wrong, Manitoba does have health care premiums too they are just hidden in your tax return I can not remember where. That way everyone that files a tax return pays, Alberta use to do this also a long time ago. I think it is a better way to do it but on the good side I seem to get back way more money out here than I did in Manitoba on my tax return.
Bill

Bill are you saying here that you pay less provincial income tax than Manitoba. At $120/month for the two of us we would need to then save close to $1400/year on income tax to break even.

[Doug]

We also have an auto insurance discussion going. You still do have government auto insurance. Is it full insurance or do you need to supplement it with private?

[StirCrazy]

Originally Posted by Doug

We also have an auto insurance discussion going. You still do have government auto insurance. Is it full insurance or do you need to supplement it with private?

either or. you can go ICBC for everything but collision through ICBC is generaly more expensive than privat if you have a good driving record.

I don't know what insurance is like in manatoba, but I pay about 600 for basic, and comprehensive on my diesel truck. only thing I don't have is collision but my trucks paid off.

for the BC medical I would call the BC goverment that deals with that, if your retired I can't see them charging you that.. I don't know anyone personaly that pays over 36 bucks per month, but I don't know many millionairs either

ok I just did some looking and full rate is 60 bucks per month, family of 2 is 109/month and 3 or more is 120/month. that is based on a parson making over 30,000/year, i don't know if they could pensions as income for this purpose, so you would have to make some inquires.

Steve

Originally Posted by StirCrazy

either or. you can go ICBC for everything but collision through ICBC is generaly more expensive than privat if you have a good driving record.

I don't know what insurance is like in manatoba, but I pay about 600 for basic, and comprehensive on my diesel truck. only thing I don't have is collision but my trucks paid off.

for the BC medical I would call the BC goverment that deals with that, if your retired I can't see them charging you that.. I don't know anyone personaly that pays over 36 bucks per month, but I don't know many millionairs either

ok I just did some looking and full rate is 60 bucks per month, family of 2 is 109/month and 3 or more is 120/month. that is based on a parson making over 30,000/year, i don't know if they could pensions as income for this purpose, so you would have to make some inquires.

Steve

Hay guy I do know pensions are included in the calculations, my parents are older in their 70' + Dad just passed in January I believe she went done to the 36 dolor rate.

Steve there are a lot of wealthy people nit that far from your place to bad they all live on the river.
Bill

[StirCrazy]

Originally Posted by bvlester

Hay guy I do know pensions are included in the calculations, my parents are older in their 70' + Dad just passed in January I believe she went done to the 36 dolor rate.

Steve there are a lot of wealthy people nit that far from your place to bad they all live on the river.
Bill

I know lots of people with money, problem is they work and have company health care.. are all pensions included? that would suck, as I am ok with my military pension I am still included in the pensionairs health car plan which is reduced rate but for people with normal pensions that don't have a health care link and then ccp on top of that could easialy brake the 30000.00 max for dicounts. so at 29,999.00 you pay about 36 bucks/month at 30,000.00 you pay 66 bucks. I think its liknda stupid my self one of the only two or three provences that even charges for health care.

Steve

[Doug]

Yep agreed Steve on the provinces that charge. Just plain stupid. Should be reflected in provincial income tax. I dont see how anyone can call over $30000 in the millionaire club.

So if we dont have two tier health care, how the hell come some pay more than others.
Wonder if its individual or family income. Thats a large difference for some. To many damm variables. Guess we will just find out when we arrive.

So many little things, another thousand or so a year here and a few hundred more here, and few hundred more here. It adds up if ones not careful and when on a limited budget, it requires some scrutiny. Or just work like I do here, but the option or not to if wished, would be nice.

I do appreciate the help with the info. Guess lunch is on me when I get there.

[Skimmerking]

ya ya yayya your not moving away from me Doug you are here stuck in MB just like me.

Originally Posted by Doug

Bill are you saying here that you pay less provincial income tax than Manitoba. At $120/month for the two of us we would need to then save close to $1400/year on income tax to break even.

sorry it's been a while since I have been on here. What I am saying is you do pay health care in Manitoba it gets claimed on the income tax return out there. Here we pay for it but it is graduated. I believe if you are under 29,000 family income its free and about there is a fee depending on you income. You may have to pay 120 per month it all depends on your income.