Apartment + Big Tank = ?

[Robw]

I asked my insurance company if I am am covered and the broker pointed out that it is standard with their policies. Covers water beds and aquariums. Covers damage caused by a leak etc. but not the vessel itself.

[Jason McK]

Good point Rob. My insureance is the same. Covers damage but not the tank itself.


Jason

[Just2Bad]

Hi, I'm living in a 51/2 appartment and I have a 90g with on the other side of the tank wall a 45g sump and a 33g fuge and also my hotwater tank, my floot are all wood. The appartment under mine has the same divisions so my tank his supported by the wall under.... All seems fine for now

Ps. I know 90g isn't a big tank but if you include the sump,fuge and hotwater tank it's alot of water in the same place

[fortheloveofcrabs]

I live at 'The View' in Edmonton (it's 5 floors, and made out of wood) and when my wife and I bought the place, we did a little research into this. It turns out that someone in their last building had a 250 fresh water tank in their place and it was fine. Another person had a full sized grand piano (those are heavy, and only have 4 legs). The ammount of weight doesn't seem to be an issue, but rather where you put it. If it is by a load beagin wall, you could any sized tank and it would be fine. The larger the tank, the larger the foot print, and thus, the lower the PSI!

[sacrifice333]

My insurance when I asked laughed and said no my insurance wouldn't cover a accidental flood. I asked them, "Is there any insurance policy that would cover that?" My broker laughed and told me, "No" .

My insurance covers a break and, according to my broker, also covers the aquarium, but not the livestock within it.

[Also in BC]

[kari]

My insurance covered flood damage created by my dog with a garden hose after he opened up the valve.

[kris_willard]

90 gallon tank on a 6th floor apartment. No problems yet. Noticed that the door seems to stick now didnt before i put the tank in. Hope no one sleeps under it ! I specifically told the land lord that the tank would weigh 300lbs short of a ton and he kinda shrugged his shoulders. I have insurance and it covers everything, including the tank and i think something like 2mill worth of liability...you know should the tank drop through 3 floors before smashing . It only costs me something like $17 a month so its well worth it. I talso covers lots of other stuff like if im transporting something in a vhicle and it fall soff the back of the truck and such. Anyhow 120gals of water in a 4x2 space and no problems except a shifting door ( not sure if its the tank or not).
ps- I think i wqin for being the highest up.

[sacrifice333]

50 gallon the the 30th floor... not quite as big, but a bit higher...

[mr_alberta]

Ah, but highrises uses concrete floors, so that's cheating

[kris_willard]

Damn, i thought i won.