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#27
01-02-2013, 07:59 PM
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The easiest way to think of them is keep contribution room and interest earned seperate. For the first 4 years each person was allowed $5,000 and this year they increased it to $5,500. So if anyone has not contributed yet they can do a total of $25,500. Interest made does not affect the amount you can contribute. If you withdraw from a TFSA you should wait until the next year to contribute again or you could over contribute for that year, depending of course on the amount you withdraw/deposit.
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