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#1
08-06-2010, 07:16 AM
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I've never heard anything positive about CIBC. Apparently they are the worse in the industry to work for and now I hear incompetent as well...
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"We shall dive down through black abysses... and in that lair of the Deep Ones we shall dwell amidst wonder and glory forever." - H.P. Lovecraft Old 120gal Tank Journal New 225gal Tank Journal May 2010 TOTM The 10th Annual Prince George Reef Tank Tour 
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#2
08-06-2010, 02:20 PM
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My bank ripped my wife off for a bogus fee. She went to transfer her RRSP to another bank and they charged her a lot for it. They never mentioned this charge when she signed up for the RRSP in the first place.
I learned that you can not win when dealing with a bank. What a perfect business model. So I thought, if you can not beat them, join them. That is why my bank stock is the first stock I bought.
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120 gallon sps/anemones/LPS reef since 2004 Apex controller 8 x 54 watt T5 PowerModule Herbie's silent overflow system Jebao DC 12000 return pump Jecod CP-40 Cross-flow circulation device Mini Bubble King 180 Barr Aquatics calcium reactor Bucket fuge
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#3
08-06-2010, 04:54 PM
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Suppose i will not have to fight, the bank manager seen the error and refunded my 42.50 as well as notified my debtor this was a banking error and i should not be charged a NSF from them.
And I got my old account reopened with 6 months free service fees. Suppose the threat of legal action and the fact that i was right helped here. For anyone needing the same type of threat for banks or anyone. Fill out this form, print it and hold it in your hand while your discussing the problem. Works wonders. http://www.albertacourts.ab.ca/pc/ci...ms/CTS1461.pdf
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This is my personal user name I do not represent any company. “When I die, I want to go peacefully like my Grandfather did, in his sleep -- not screaming, like the passengers in his car.” ” Last edited by Seamazter; 08-06-2010 at 04:57 PM. Reason: spelling
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#4
08-06-2010, 05:05 PM
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Quote:
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240 gallon tank build: http://www.canreef.com/vbulletin/sho...d.php?t=110073
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#5
08-06-2010, 04:57 PM
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Well, good luck. You're going to need it. A number of our clients have had issues with CIBC specifically, it never gets resolved, and CIBC really doesn't care what-so-ever. All I can say is, the squeaky wheel gets the most grease, so if you want some action, you're probably going to need to be really loud and obnoxious if they are unwilling to cooperate. This will get you a manager over a clerk, which should help your situation.
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240 gallon tank build: http://www.canreef.com/vbulletin/sho...d.php?t=110073
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#6
08-06-2010, 05:10 PM
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 pictures worth 1000 words or 42.50....
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This is my personal user name I do not represent any company. “When I die, I want to go peacefully like my Grandfather did, in his sleep -- not screaming, like the passengers in his car.” ”
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#7
08-06-2010, 07:12 PM
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Good for you. Glad it worked out so quickly & smoothly. Talking to the manager does help, especially I think since the financial crisis (giving many bankers bad names and making even the good ones more sensitive to bad reps).
I hate the RBC. Did my student loan through them even though tuition was low enough & I worked enough to not NEED studen loans, made the mistake of taking one anywys. Screwed up my paperwork sooooooo many times even though I had them check through before I left. Finally I had enough & had them call the manager & did the paperwork with her to prove I was still in school. Yet after I graduated, never received a call or letter from the bank to come in and work out a repayment plan. Just a note from a Collections Agency one day to pay the full amount. Thanks RBC for the fine customer service. Shut down my account there & transfered everything over to Canada Trust & now TDCanadaTrust and never looked back. Now, any time the bank screws up, I just go talk to them and they straighten everything out and once even gave me a Timmie's giftcard for my inconvenience.  LOVE TDCanadaTrust.Now if only they have a free dividend card.
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If you see it, can take care of it, better get it or put it on hold. Otherwise, it'll be gone & you'll regret it!
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#8
08-06-2010, 07:33 PM
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in my case i was only 18 and fresh out of school i have no family for financial support . lawyers are expensive and they cant guarantee ill win. cibc is smart and has been through this numerous times if i ask them to send me something or to return a call its weeks regardless of how many times i call , they have all the excuses. it was almost a year later when i found out there was a mistake and almost a year later again before getting most of the paperwork includung a letter from bank manager stating there had been something gone wrong . they letter pretty much said that they acknowlege there was a problem and that i am the person in the end who suffers for it they say once they get confirmation of the money being withdrawn its the other partys responsibility the other party says they recieved nothing and its the banks fault, because it is here say back and forth between the govt and the bank it could take a week to years before any solid answers are resolved. the govt got the money again through taxes so im really out $6000 and no longer have any paperwork as i have started a new life in the past ten years
 banks...brutal i mean why do i pay them to hold my money...for credit. i hope there is a better way of business in the years that have followed id hate to think they are still ripping people off and getting away with it
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