recession finally hit me ;(

[Slick Fork]

Not that anyone should advocate missing payments intentionally but... you're actually better off phoning the bank telling them you are temporarily out of work and see about temporarily lowering your mortgage payment or skipping one altogether.

If you take the initiative they are usually quite reasonable. Utilities tend not to be as patient

[Wayne]

Damn sorry about the luck. But there is lots of work out there, summer is a good time for job hunting! What line of work are you in?