Is DIY lighting covered by insurance?

[StirCrazy]

Originally Posted by Myka

Ok thanks guys! I didn't think it would be covered at all. I have to call and add the tank to the insurance anyway so I will confirm then. I'm always freaked out about fires because I'm paranoid about my dog getting hurt. If it was my house (my bf owns it) I would install a couple fire sprinklers above the tank.

PS I'm not worried about my DIY skills. I wouldn't do anything I wasn't comfortable with, and lighting is very basic when you buy the retrofit kits anyway.

a retrofit kit isn't DIY. you are using it as it was intended to be used when sold.

Steve

[fencer]

I would think if you build it to code it would be alright......

[BMW Rider]

Personally, I'd be more concerned with the fact that you doubt your wiring skills to the point that you think you might burn your house down. Whether or not your insurance covers the damage is a secondary issue, you still burnt your house down and with everthing you own and possibly yourself too.

There is nothing wrong with retrofit and/or DIY wiring or lighting so long as you know what your doing and do it properly and safely. If you are that doubtful of your skills, either buy prebuilt or hire someone who knows how to do it right. Saving a few bucks doing it yourself then losing everything in a fire is not worthwhile.