280g Inwall

[mark]

I'm really wondering about insurance companies denying a claim if no permit was issued. Guess would need to re-read the fine print on the policy but don't remember seeing the clause "no permit, declined".

Could see problems if there was a gross violation, like the lights from the grow-op, powered by the bypassed meter causing a fire, but really questioning that if I wired a receptacle, without a permit, to code using the proper wire, enclosures, etc...

As for the value of permits my little rant. I was at my new place when the final occupancy permit was signed off by the City. The gas line (no meter) had yet to be hooked up, so technically no heat or hot water, deck construction was approved (spacing between boards etc) though all the timber was sitting on the ground in the backyard still with the steel banding. Later the permit process frustrated me with the builder as got from him "City signed off, to bad" and from the City 'pay an engineer to produce a report, we'll admit we missed, the builder will walk and we'll come after you until fully resolved to our total and complete satisfaction or you can just drop it'.