Power saving tips and ways to save money!?

[Reef Pilot]

How efficient are in-sump pumps for heating water? For example, if I have a 100 watt pump running in my sump vs a 100 watt heater in my tank. Will both heat my tank equally? I assume not, but for sure the pump does produce a fair bit of heat as well.

In my specific case, I have 2 sumps, each with 2 pumps. One tank needs to be supplemented with a heater, while the other has bigger pumps and needs to be cooled with a chiller. And yes, I know some of the heating comes from the lights.

But just curious, what is the difference in heating efficiency between pumps and heaters?