Warning to those in Calgary visiting LFS in SE

[sphelps]

Originally Posted by MarkoD

2500 deductible? You need a new insurance company!

Yeah that seems high for a vehicle. Even our home has $1000 deductible and our cars are $450 and those where the standard rates AFAIK, we didn't request lower deductibles.

[reefgirl189]

Originally Posted by sphelps

Yeah that seems high for a vehicle. Even our home has $1000 deductible and our cars are $450 and those where the standard rates AFAIK, we didn't request lower deductibles.

Yeah, it is high! Luckily it comes down at the end of this month as I am no longer considered a high risk driver (under 25 years of age). To be fair I did have a huge claim with my insurance company this year, ($21,000.00 in damage). At the time my deductible was $1000.00 but they raised it after they had to pay out so much for the accident.

When I was in Saskatchewan I remember actually being able to afford insurance. Here in AB the rates are much higher (but then again: so is my hourly wage).

[MarkoD]

My parents car got clipped at the airport parking lots. They filled out a police report and the insurance covered it without a raise in premium. 250 deductible I think

[MarkoD]

Couple years ago I ran over a broken vodka bottle and it sliced my tire. Insurance company covered 4 new tires (awd) and they told me it comes out a city fund that covers vandalism

[sphelps]

Originally Posted by MarkoD

Couple years ago I ran over a broken vodka bottle and it sliced my tire. Insurance company covered 4 new tires (awd) and they told me it comes out a city fund that covers vandalism

Probably relates somehow to public property causing damage to your vehicle, just like a pot hole or missing sign the city could be held liable. However I assure you if I took a bat to your car the city won't be picking up the bill
On another note that does sound like weird claim, typically that is was tire insurance is for when you buy new tires....

[Coralgurl]

That sucks about your car and how rude some people are!

I had the same thing happen a few years ago, used to park at 39th Street to take the train downtown. I got home afterwork and the back end of my car was sticking out in the street, thought I had parked like an idiot. Got to my car, there was a note stating my car had been hit. I walked the side of the car along the street and didn't notice anything, thought no big deal. Started driving and my passenger mirror was flopping around. Pulled over and the whole right side of my car was banged up. Was weird as this was parked along a green space with a parking lot slightly above grade. An employee had left a standard truck in neutral and it rolled back into my car. Anyway, I had a quote for repairs, showed it to the guy and said pay half as I had no intention of repairing the car (was a beater) but needed the cash for the balance of a house down payment. We were both happy with the end result, I was thankful he was honest and left the note.

My boyfried drives a big truck with work trailers and clipped someone in a parking lot. He didn't notice but someone else did and got his info and reported it. Once he was made aware, he paid for the repairs to the other driver. If someone hadnt seen him do it, he wouldn't have known (or so he says, but I believe him.....)

[Delphinus]

Wow dude, that really sucks. At least it's fixable, but still, what an unnecessary headache.

[sphelps]

Originally Posted by reefgirl189

Yeah, it is high! Luckily it comes down at the end of this month as I am no longer considered a high risk driver (under 25 years of age). To be fair I did have a huge claim with my insurance company this year, ($21,000.00 in damage). At the time my deductible was $1000.00 but they raised it after they had to pay out so much for the accident.

When I was in Saskatchewan I remember actually being able to afford insurance. Here in AB the rates are much higher (but then again: so is my hourly wage).

My insurance is actually cheaper now in AB than when I was in SK however when I first moved from AB to SK my insurance was a lot cheaper. Just depends on your age and what kind of discounts you get. People would probably throw up if they found out what I pay and what I get

[Coleus]

that really sucks. It is good that your insurance cover it