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Old 01-18-2008, 04:11 AM
erikages erikages is offline
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Default Breakins

When I was a teenager, my family's house was broken into when we were all in the house! My mom's bedroom was on the main floor, and she though it was just me raiding the fridge. Then she wondered why I was using a flashlight.

Anyway, it happened twice. Different houses. Different neighbourhoods.

I've had alarm systems ever since. I'd recommend them -- not just for burglars, freaks and crazies (statistically it's getting less likely). There are other advantages. Central monitoring systems can now receive warnings about smoke, heat and flood (among other things). If they can't reach you immediately, they'll call the appropriate service, like the fire department. In the case of flood, I've got a flood sensor in my fish maintenance room, where the sump and most of the risky stuff for flooding is located. If a flood alert goes off, they'll call me or one of my reef buddies, who has access to the house if I'm gone.

I know this sounds expensive, but it's worth it for me. Some alarm companies will supply and install the bulk of the monitoring equipment for free on various contracts. One proviso, if you're thinking of this: check out LOCAL alarm companies; these are the ones that have local guards and local staff, rather than monitoring that's handled from god knows where.

I know this means nothing in the context of a smashed tank. But if theives have abused you once and they're not caught, they might come back once they think you've replaced everything through insurance. Who knows what these people think or how they behave, but get a good deadbolt at least.

How did they break in, btw?



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Old 01-18-2008, 04:48 AM
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Delphinus Delphinus is offline
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Default

Geez, that's scary.

One argument about the cost of an alarm service: it usually (always? not sure) results in a reduction in your household insurance. Not enough to completely balance it out, but hey it helps.

The large non-local companies still contract local guard services. Realistically, it doesn't matter where the monitoring is handled. But an alarm company wouldn't be worth their salt if they didn't have a local presence even if they're a huge multinational...
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My next hobby will be flooding my basement while repeatedly banging my head against a brick wall and tearing up $100 bills. Whee!
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Old 01-18-2008, 04:56 AM
erikages erikages is offline
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The insurance discount isn't really a factor, unfortunately. I've found that I receive about a $40 discount. Harumph! Considering that modern alarm systems monitor and warn (centrally) smoke, heat, break-ins and other options (carbonmonox., flood, freeze and others), insurance companies might give folks a REAL discount that reflects whatever data they have. Discounts like safe driving. Grin.

Anyway, the system is worth it for me. Being broken into is the WORST feeling, aside from the tragedy of the vandalism that occured in this case. A real shame indeed -- and I'm using polite language.
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