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Old 01-16-2008, 05:58 PM
Zylumn Zylumn is offline
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Join Date: Mar 2007
Location: Calgary , NW
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Quote:
Originally Posted by ponokareefer View Post
I'm sorry to hear about your loss. That would be a personal nightmare for me, so I could only imagine what you are going through. Unfortunately in our society, we will only see this type of activity continue to grow unless we become more proactive as a society.
As for your insurance claim, I'd start to make a list of items missing now. For each item, try to find a reciept, and if you can't find a reciept, try to contact the store you purchased it from to see if they can print you a reciept. Next, try to find any pictures of the items that are missing. Try to find old pictures of your place and compare them to your place now to see if anything is out of place. A video is even better if you have one. Try to do things that you have done in the last 6 months as well. You will be forced to use things from around your place then, and can find out if they were stolen. You'd be surprised how many customers have found out that some items were missing from a theft 6 months after the fact. As for the actual corals you have lost from your tank, I would make a list of what you had. Some companies may cover this type of loss, and if they don't and want to question how much money you have in your marine equipment, you can show them how much the livestock was worth that the equipment was keeping alive. Lastly, I'd keep a notebook and pen with you at all times. That way, if you think of something that may be missing or they might have taken, you can write it down and check.
Good luck, and if you have any questions, feel free to write me.
Sorry to hear about your loss Albert. What Ponokareefer said is very important. It does not sound like a random break in especially in a 3 hour window. Take that pen and paper and write down every persons name that has been in your place in the last 3 - 4 months. Then cross off the names you and your room mate guarantee would not be involved. The names that are left at least 1 of those would have had something to do with it. Also check your local pawn shops for your knives and other fish stores to see if someone is trying to pawn your corals (not sure in reading this thread if they stolen or just died). I have been through this and similar things lately so Albert pm me if you need some advice or help when one name sticks out after all the others have been crossed out.
Kevin
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