Insurance - Protecting your reef?

[Parker]

My tank, equipment, and house are coved in the event of tank rupture but the contents of the tank are not. A rider policy wasn't required with my insurance company ( Meloche Monnex ) I did however have them send me a letter stating everything was covered. My rates didn't increase at all.

You will have a much larger tank then I have so the potential damage is far greater then it is for me, I'm not sure if that will factor into your coverage.