unforseen bills are Gone oh ya!!!!!!!

[Wingin It]

I would also make the sacrifice...just remember there are ways of paying off debt faster. If you can't get your debts under control...selling off all your stuff will only be a temporary fix and you'll end up in the same deep hole...I know...i'm still diggin' my way out almost done though! Keep the faith that things will work out!
1) Credit card companies want their money, so less money is better than no money and so they are willing to bring their interest rates down to accomodate a better payment plan.
2) You can always go to a credit councelling company to help you manage your debt. Many are not for profit so you're not going to be paying out the nose.
3) Even if you sell off all your SW stuff now, there will always be another opportunity to jump back in so don't dread it too much.