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Old 12-19-2008, 04:04 AM
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Lydia Lydia is offline
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Join Date: Dec 2007
Location: Airdrie, Alberta
Posts: 19
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Default micro loans
Another great gift is a Kiva certificate. The recipient chooses who they want to lend the money to, and when the loan is paid back, they can either withdraw it, or loan it out again.

www.kiva.org

Happy Holidays, Everyone!

Lydia
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