What type of lighting is best?

[Frogger]

From what you have said it sounds like everyone is telling you something different and you have received a bunch of advice.

Reef tank lights are like cars and everyone has an opinion. Find out what you like (research), what you need/ require (based on what you want to grow or not grow) and what your budget for those lights are and then make a decision.

Once you make a decision quit second guessing yourself because you will drive yourself nuts thinking about what you don't have or could have got. Your tank lighting is just one small part of the big picture.