Setting up my 190gal (still a newbie)

[MikeP]

Don't really have a budget in mind I just want to make sure I waste as little money as possible. I will be setting up in stages to aviod draining my bank account all at once. After the tank is safe to fill again what should my first step be? I know I will likely never be able to afford MH lights for a tank this size. What kind of lighting do I need for soft corals? or is that lighting just as expensive as reef lights?