Prepaid Credit cards

kapow! · #1 09-19-2006, 05:06 PM

Is there anyone here who use prepaid credit cards? like this one>http://www.westernunion.com/info/osPrepaidMC.asp

AndyL · #2 09-19-2006, 11:58 PM

I've got one of the moneymart prepaid MC's - use it for those online purchases where one's not 100% sure of the seller...

No complaints - it works; fees are pretty high, but it's nice having the ability to load it up with just enough, so any 'extras' get NSF'd.

Andy

midgetwaiter · #3 09-20-2006, 12:23 AM

Quote:

Originally Posted by AndyL

I've got one of the moneymart prepaid MC's - use it for those online purchases where one's not 100% sure of the seller...

No complaints - it works; fees are pretty high, but it's nice having the ability to load it up with just enough, so any 'extras' get NSF'd.

Andy

i use the same one for pretty much the same reasons. It's also nice to have an extra $100 sitting there in case my bank does something stupid or there is a network problem with interac. I don't have a regular CC so that's a good backup.

Quagmire · #4 09-20-2006, 12:42 AM

Glad you brought this up.After paying off my 2 credit cards,they met a pair of scissors.Now I miss them for the online purchases and was thinking of a prepaid card.

albert_dao · #5 09-20-2006, 03:58 AM

Credit cards are awesome...

Funky_Fish14 · #6 09-20-2006, 07:27 AM

Do you receive a bill with a prepaid credit card? Also, are all able to be reloaded? I know Bell has one, which cost $2, and you can put however much you want onto it, but I think its only one time use?

I already have a normal CC, but, as some of the reason's mentioned earlier, it could come in handy!

jvision · #7 09-20-2006, 05:52 PM

I've got one thru Capital One - they treat it like a regular CC, ie. monthly statement, etc. Quite handy.

Funky_Fish14 · #8 09-20-2006, 10:33 PM

Ahh, so they let you know how much is left on it at the end of each month or something? And its somewhat like a debit card in terms of money being present on the card in order to be used?