You can if and or but your way out of anything, but if RRSP's are so bad then why are they included in almost every long term financial plan? If you want to save for retirement and save yourself from paying anymore taxes than you absolutely have to, RRSP's are the way to go. Im not saying this is the only way to save your money but i can defineately help. I will also say that RSP's are not for everyone.
**EDIT** I just read the article and that is on ALL inheritance not just rrsp's so no matter where you put the funds your going to be taxed. As the aricle states:
"Only 2.5% of Canadian families would be affected by an NDP-style inheritance tax."
So odds are that this wont effect anyone that any of us know, if it were even to happen. The next point is that it is only taxed at 17% which is lower then almost all retirement pensions let alone what you are being taxed now (unless you are making less then 8k/yr). This would have no effect on the average canadian. So put your money in RSP's or in Securities or purchase revenue properties, if its over 1million you gunna get hit no matter what...
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