[G1GY]

In a perfect world it would work this way. Now what happens if you kick off a few years into retirement? (This is totaly possible.) Now whom ever you left your money to takes a super huge hit on the whole amount. (Government wins!)

Let's say you need some or all of the money before you retire and withdraw funds. Huge tax hit! (And the government wins again)

What if you need to withdraw more than your master plan has alloted for in your golden years? Guess what? Huge tax hit! (Guess who wins?)


I know people that have retired and did save up through RRSP's through most of their working life that say they wish they would have done things way different.