Yep, we're hit...
This is what I've figured out so far
- get a copy of your credit history from
www.equifax.ca
- report it to the RCMP fraud/identity theft division
- report it to the city police
- report it to your banks, credit cards, etc.
- report it to human resources Canada (because of the S.I.N.) - I don't know a new one is needed yet, but what's happened is someone is using it
- you can get your credit rating file flagged so that if anyone makes a credit check for whatever reason, they have to call you in person to discuss it first. If it's not you that's applying, then you know something's up ...
So far the collection agency that has been calling us has not turned over the info to the credit rating bureau. They will await word from the creditor (in this case Telus).
What a headache! Sheesh. The lengths people will go to, to avoid paying for stuff in an honest manner.