March, I know you personally so I know you're here for the long haul, but maybe you should at least allow a customer to establish a bit of a history with your business before allowing credit privileges, like say after a couple of purchases. Let's face it, most do have credit cards. I do see one huge advantage for this and that is to encourage large purchases at once to save on what would otherwise be multiple shipping costs over a period of time.
Hey, good luck and good on you for thinking outside the 'fragbox'!!
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"The Cavernous Reef" - 180g RC Build In-Progress: Miracles (72x24x24) 3-Sided Starphire; 2X exterior overflows; closed loop w Speedwave 1320; SRO 3000int; Speedwave 2640 return; Aquatronica controller with 3x dosing pumps; 2X Maxspect Razor 160w; 2X MP40wes, 2X MP20; 54" acrylic sump with ATS. Corner 90g Reef.
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