Quote:
Originally Posted by MarkoD
I've heard that hit and runs and vandalism gets paid out of a city fund.
At least that's what state farm. Never had problems claiming a hit and run
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Vandalism is covered under comprehensive so depends on your policy but typically it carries a lower deductible and won't effect premiums. However anything involving another vehicle doesn't fall under vandalism and unless you have a specific policy (uninsured/underinsured) to cover hit and runs a certain way you aren't covered and claiming them is no different than claiming an incident where you're at fault. I've never heard of the city covering such things, why would they cover private property at all?