Alright, like Kyle I'm in the industry so I'll help. I'm the paranoid type so I've checked things out thoroughly.
Here's how it goes.
If you cross the border into Canada as a hobbiest you won't need a f&w permit. This is needed if you are importing into the U.S. or shipping out as a commercial venture.
If its on a piece of scleractinia (live rock) it's covered under CITES II, same with acropora, or any other reef building or hard skeleton type of coral. For this you need the original copy of the CITES permit from the country of origin. You will not get this from a hobbiest or retail store in the U.S.
You can bring across zooanthids or mushrooms loose or attached to a piece of concrete. Don't bother trying to bring across any leathers or sinularia or anything on a piece of live rock.
Fish are easy, just drive across declaring you've got some tropical fish for your tank. Personally I think you're nuts to even try and cross with any type of invert.
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