Yeah, it's a good thing to have everything covered! Just incase! I talked with my broker and I have everything covered up to $100,000, that includes flood damage, theft and whatever elce... Except they do not cover missile attacks.. Or a melisha attack.. But if my tank breaks and takes out everything... They will replace it.. Except large livestock.. No one I have talked to will... But I hear there is a way! You can insure anything!!! For..600 a year.. It's well worth it! And ever better, if someone comes and robs your house.. They will cover that.. So there is wayyy more then one reason to get ur stuff insured!.. Funny thing is that I asked her if my in sump skimmer would be covered if it got flooded and she said yeah.. I had to laugh abit..
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