I've got a BC29 and am very happy with it. Good quality tank, mods are not "necessary" however a few mods only improve the tank.
I do not recommend the Oceanic Skimmer, a bit of a waste of money. Consider the AquaticLife 115 or the Tunze 9002 (They fit the BC29, not sure if they do with the BC14)
I modded the tank because it's a great tank, but not perfect. I upgraded the stock pump to a MaxiJet 1200, swapped out the PC's for the Vertex Illumilux LED's, the fans on some BC's are noisy, so I've also changed those as well. All my mods were not "necessary" for what you intend on doing with the tank, however the "bug" does bite, and when the "bug" bites you do mods and upgrade the tank.
There are quite a few good forums that get into specifics for modding the BC tanks, just google it.
I also started with just softies and LPS, but soon after came the beauty of SPS.
Not sure of the going rate of BC14's, but a friend of mine picked up a near new BC29 for $200.
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