Thanks everyone.. It does kinda make it better.
The mess is now mostly cleaned up, we kinda made the sump into a tank by overfilling it and t'ing off the pump so it sucks from the middle and returns on both chambers on the ends. I can keep my mushrooms and zoas in there under some cheap t5s strips I have..they won't prosper but they will live.
I have one bin of rock with attached zoas to put away, then tomorrow I I'll try and rearrange the frag tank so stuff thrown in there will be ok for a While.
I have a couple hundred pounds of rock sitting on my deck.. At least it stinks out there and not in here!
We lucked out in as far as the water didn't damage the suite down below us. our carpet is drying out nicely, but is kinda stiff and salty lol
If you don't have insurance BUY some

you never know how crap can happen in an instant.