in my case i was only 18 and fresh out of school i have no family for financial support . lawyers are expensive and they cant guarantee ill win. cibc is smart and has been through this numerous times if i ask them to send me something or to return a call its weeks regardless of how many times i call , they have all the excuses. it was almost a year later when i found out there was a mistake and almost a year later again before getting most of the paperwork includung a letter from bank manager stating there had been something gone wrong . they letter pretty much said that they acknowlege there was a problem and that i am the person in the end who suffers for it they say once they get confirmation of the money being withdrawn its the other partys responsibility the other party says they recieved nothing and its the banks fault, because it is here say back and forth between the govt and the bank it could take a week to years before any solid answers are resolved. the govt got the money again through taxes so im really out $6000 and no longer have any paperwork as i have started a new life in the past ten years
banks...brutal i mean why do i pay them to hold my money...for credit. i hope there is a better way of business in the years that have followed id hate to think they are still ripping people off and getting away with it