Insurance companies will void your house insurance if the item that causes a fire is not CSA approved. There have been some cases of products like fridges and dryers sold from Costco a few years back that caused fire and the people were not covered. because the products back then were USA approved but not CSA approved. Insurance companies find any way out of paying if they can. That is why you have to Waite until the cause of the fire is found out before they start paying anything out in most cases

As far as the light it is your choice and you have to consider all your options. There has been a few good lights for sale on here in the resent months. Have a look at them.

Bill
Bill.