I've kept my system pretty simple and have had some good luck so far (knock on wood) so I don't feel the maintenance costs to be too high. As long is it doesn't spring a leak I'm good with it. That's probably my biggest concern, 50 g of water and fish on the floor. I love my tank and there's always insurance but I think that cost and cleanup would make me wonder if it was worth it.
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65 g mixed fish with various lps, 50 lbs live rock, remora skimmer, 2 A150W sky blue Kessils
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