I have the same problem.  I started in Oct 2007 with a 77 gal FOWLR, small sump and 4-T12's.  Just going to have fish only.  A couple months later I changed to 6-T5's added some softies and a small skimmer.  Another couple of months and I started buying LPS and my first SPS.  Added a Phosban reactor.  Tank full, need bigger tank.  By the fall of 2008 I changed to a 120 gal, 40 gal sump and 2x175w MH plus actinics.  Really started buying alot of nice SPS. Had to buy a bigger skimmer.  Not enough light.  After 2 months I upgraded to 2-250w MH and 6-T5's.  Hauling buckets is a drag, need ATO.  More SPS.  Still not enough light.  Another couple of months and I upgraded to 2x400w MH plus actinics.  Added moonlights.  Now I am looking for a controller... 
 
I think Reefer Anonymous is an excellent idea.  Could help with that really tough question my friends ask, and I struggle to answer, "So how much did you spend on this?" 
		
	
		
		
		
		
		
	
		
		
	
	
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