There's always Kiva to invest your money in - you put money in, you choose who to lend it to, they pay it back, you take your money out (or re-lend). 100% of what you put in. I've been 'investing' money like this for almost 2 years. You make no financial interest, but it feels good to help someone out, and it's doing better than the market by far - LOL
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