te best way to gain a credit raating (according to my buddy who worked for ING) is to carry a small ballance and make your monthely min payments. carry a ballence of like 200 and you monthely payment will be like 35 bucks. as long as you are making this payment on time every time this will really help your rating. it shows you are capible of not only carrying a balance but also capible of making your payments without issues. just be aware of unwanted credit limit raises.
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72 Gallon Bowfront Reef.. Hardware:2x250w Luminex Elite HQI Reflectors (Phoenix Hexarc Bulbs), Galaxy 2x250w Electronic ballast, Euroreef 130 Skimmer, Sedra KSP 7000 Retern... Live Stock: Pair of Hawaiian Flame Wrasse, Leopard Wrasse, Pink Streaked Wrasse, Pair True Percula Clowns, Potters Angel, African Flameback Angel, Orange Fin Tomini Tang, Yellow Assessor, Tailspot Blenny, Purple Firefish..
45 G FW Asain Barb Community tank.
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