Ive used ING for 5-6 years now. I have my local checking account linked to my ING account and can transfer money back and forth, but it does take a couple of days. never really had any issues with them, expect for the time I moved, and they put a lock on my account because I had canceled my home phone# and all I had was a cell#. It was weird, I had to send them a copy of my phone bill to show it was really my phone???
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