Well i just found it
went to ocean aquatics and found the nova extreme 4x24w HO T5 with taxes and everything it will come out to $209.43
Comes with bulbs and 2 moonlights, etc.
Aparently this fixture is the same as having 130watt PC over a 20gal but with the MH shimmer. So even though it does not have individual reflectors that makes me happy.
I think this is what i will go for. Im gonna talk to my hubby again when he gets home.
Let me know what you think about this fixture. I am both excited i found something and excited at the prospect of putting in an order, but i am also freaked out because of the negative stuff ive read about it and just starting saltwater all together. *bites nails*