The insurance discount isn't really a factor, unfortunately. I've found that I receive about a $40 discount. Harumph! Considering that modern alarm systems monitor and warn (centrally) smoke, heat, break-ins and other options (carbonmonox., flood, freeze and others), insurance companies might give folks a REAL discount that reflects whatever data they have. Discounts like safe driving. Grin.
Anyway, the system is worth it for me. Being broken into is the WORST feeling, aside from the tragedy of the vandalism that occured in this case. A real shame indeed -- and I'm using polite language.
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