I would say for day to day shooting RAW is unnesassary. the biggest problem with RAW are the tools Light 'DarkRoom' are just a difficult to use as Photoshop. but with practice you will greatly improve your pictures.
If you plan on printing your pictures YES Shoot RAW.
When buying Macro lenses be aware of Focus/Magnification. Some Macro lenses have Maxinum limits on focus.
J
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