Thanks for all the advice and well wishes.
I have become quite knowledgable in diamonds in the last couple day and now know what to look for.
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So ,for my penn'orth if you girl friend wants it and you wish to show her your feelings for her, have a great time picking the nicest one you can find and dont worry about value or quality as these are ethereal ,not quantifiable and will in all probability never be put to the test.
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Although resale value is of no importance to me quality of a diamond is. A good quality diamond looks alot different then a poor one. As well as colour and cut can have a huge impact of the diamonds apperance.