Hi,
No, you are not the only one...I do that also. So, I use a seperate credit card to do my online business. It has a low credit limit (something like $500 or something like that) and it reduces your risks. I sometimes use the fax machine or just phone them to tell them my credit card number. I am even more paranoid about my social insurance number....
The encription used by the banks and ssl are difficult to crack...but not impossible. With sufficient computing power, it is possible to break the codes.
Hope that helps.
- Victor.
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