[howdy20012002]

u don't need to have your email address linked to you account.

all the email address does is allows the bank to send your a link that you follow to log onto your bank's online banking to deposit the money

the person receiving the money will get an email stating that someone is sending you money. please log onto your bank to deposit now..click here to do so. I know that with mine, when i click on the link, it pops another window which in turn tells me to choose what bank i deal with..then u go from there and log onto to your online banking. there you will be asked a security question to which the person sending you the money will have given you the agreed upon answer. After entering the answer, you then deposit the money
trust me..it is very simple
Like Tony said, after the first time you will have no problems..even during the first time.
Neal