Okie, update time for you folks.. I am still having lots of problems.. but may have found out where it's coming from.
I took a screenshot of my task manager , but forgot to upload the pic at home

So I will post that pic tonight for you guys.
But what I did do and find out yesterday.. I have the program " msmsgs.exe " which turned up as a virus.. so I followed symantecs removal instructions, but NAV didn't even find the virus! haha what a joke. I don't know how to remove this?
Also, I can't reformat because I noticed yesterday when opening the box that our computer guy put all our stuff in... we thought we had bought XP Home Edition... well he bought Windows XP Home Edition Upgrade.. meaning, you need to have ME or 95 or 98 on your PC then you upgrade to the Home edition.... I thought the disc would work, but I clicked the "check compatability" and I got a message saying my OS is newer than the disc! lol.... AHHHH
Still havign burning problems, and my darn winamp takes forever to open up!
I got a program called "registry mechanic" I cracked it, and did the full scan, and repaired all errors.
So.... any ideas now guys? lol