I think any electrical work (or structural, or whatever) doesn't necessarily have to be performed by a licensed electrician so much as it just has to be installed completely up to code. If it's up to code and something fails, it's because a component was defective. If you're a moron and ran a few 30amp lines from the breaker box using a whole lot of speaker wire and duct tape, you deserve no payout. If you used CSA 50A cable and made proper connections to your breaker box and outlets and something ignites, that would end up being component failure and would have happened regardless of who did it.
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