What is the difference between a flash and a SD card?
I bought a minolta Z1 off of Ebay. It only has 3.2 meg pix but has a 40x zoom and has macro and super macro for those realy close up shots. It also takes B/W pics and takes movies too.
Here is a site that might help you decide what to buy.
http://www.dpreview.com/
HTH