Agree with Doug. That combination of lights will keep most corals happy & healthy. Just layer your frags & colonies according to their light & current requirements & you should be fine. Continue to research the web like you obviously are doing, since there's tons of info our there. Suggest you do concentrate on frags until your tank is more established & stabilized. Frags are cheaper, more adaptable & more environmentally friendly. Stick with the hardier spp. since this is your first time doing corals/marine. Mushrooms, many softies (colts, anthelia, sinularia leathers, zoanthids) & LPS like open brains & bubbles are generally good beginner corals. Goniopora (flowerpot) are notorious for being beautiful & hard to keep long term, but LFS love to sell these. Elegance are another spp. with a bad track record in the last couple of years. Montipora spp tend to be among the easier SPS to keep. M.Digita frags are also usually available.
Remember, go slow. Rushing too much in this hobby is a recipe for disaster. If you really like something & you're not sure, as them at the LFS to put it on hold until you research it to see if you can take care of it. Many spp. are beautiful but with dismal success rates in captivity. Learn from other people's mistakes. (It's cheaper
& it'll help keep these wonderful creatures alive).
Good luck & welcome to the Addiction. Your Visa will love you.
Anthony