Ordering on-line
 

I have been using JL Aquatics for a while now but I continue to use the phone-in ordering method opposed to the "shopping cart" idea, which would be much simpler for eveyone involved. I'm still relucctant (sp?) to send my credit card number into "cyber space". I'm I being paranoid ?

I have used my credit card many times, and have never had a problem. :D :D

Hi,

No, you are not the only one...I do that also. So, I use a seperate credit card to do my online business. It has a low credit limit (something like $500 or something like that) and it reduces your risks. I sometimes use the fax machine or just phone them to tell them my credit card number. I am even more paranoid about my social insurance number....

The encription used by the banks and ssl are difficult to crack...but not impossible. With sufficient computing power, it is possible to break the codes.

Hope that helps.

- Victor.

After your first order, Allen has your number on file. Just email your order and presto, you get stuff. Allen(or John) will confirm by email tht your order has been sent.

I hope you follow the waiter when he walks away with your creadit card in the restaurant. There is not SSL and no need for computing power. Hehehe.

True true...you can get the numbers faster at a Gas station or a restaurant. But you can track those bad guys down since they steal credit card numbers at the same stores. However, the internet is a bit of a worldwide zoo and anybody can steal the credit card info at anytime.

- Victor.

Good point Brad, they do keep my number on file. The separate card with a low limit is an awesome idea too !

This may be very harsh comparison, but I have some statistics to look at. Based on Canadian Bankers Association out of $128 bil. in total credit card purchases for 2001, 142 mil. were frauds. That is about .0011% if I am correct. Based on Health Canada statistics there were 134,100 new cases of cancer. 2001 population was about 31 mil. people. That is about 0.0043%. Chances of getting cancer are about 4x higher than be a victim of credit card fraud.

You wanted to be paranoid? Well now you have an opportunity. BTW, Canadian Bankers Associations claims that frauds are on decline first time in last 10 years, due to improved technology.

Actualy in a percentage it is 0.11% so that means 1 in 1000 people will be riped off.. not a safe as you though it was now..

Also I don't like the idea that J&L keeps the #'s on record at all.. I had forgotten they do that.. and I am going to rrequest that they do not with mine anymore.. by doing that they are putting us all at risk if they were to be broken into or something like that.. very unsafe business practice.

Steve

Oooops, sorry. Steve, you are right. I forgot to translate ratios to percentages. My point was not to show how safe/unsafe it is. Even though I still consider 0.11% quite safe, cosidering that number represents all credit card transactions, not on-line only. Only $2 bil. counted for online transactions. That means 1.6%. That tells me that approx. 2 in 100000 will be riped off online. So how unsafe it sounds to you now Steve?

My point was to show that there are some more tragic thinks to worry about than safety of credit card transaction. 0.43% means that 4 in 1000 people will be diagnosed with cancer within next 12 months.