I used to drive stupid and reckless in my younger days. The week I came back from the Bahama's in 99 I got into an accident. Turned left on a yellow/red and this car smashed into me. It was deemed my fault "failing to make a left turn in saftey" Ever since then I drive quite cautious. It's was a great learning experience but unfortunatley I have to pay WAY more in insurance still because of the accident. This summer it goes down as I go back to a class 4 driver and then next summer I will be a class 5 again and the accident will be gone and I finially pay reasonable insurance rates again.

Just my little blurb.