Originally Posted by Fish (Post 222838)

Mark I agree totally. Risk management is the very reason that I use Paypal... first of all, it is the internet equivalent of your 'home depot' example. Secondly, it allows me to keep all my info in one place, shielded from any other buyer I deal with. If I could, I would use Paypal to pay for every real life purchase that I made too. It is not the "business" that is going to fraudulantly use your credit card info, it is the "person" behind the till. Everytime I eat at a restaurant, I lose sight of my card when the waitress takes it away. I don't usually know what that person's background is, how long they've worked there, if their disgruntled etc. I'd expect that paypal has stricter security controls than your average retailer because their reputation for security is what is worth the most to them. Even if they had the opportunity to steal a million dollars from me, that is a paltry sum to them and would not be worth the damage to their reputation.

- Chad